Compare our pre-paid funeral plans

We have 5 pre-paid funeral plans to choose from: Direct Cremation, Simple, Bronze, Silver and Gold. Compare all our plans to find one that best suits you.

Feature
Simple
Bronze
Silver
Gold
Direct Cremation
Funeral service
Funeral service that people can attend
Funeral service that people can attend
Funeral service that people can attend
Funeral service that people can attend
No funeral service that people can attend
Price
£2,995
£3,685
£3,975
£4,160
£1,700
Co-op Member benefits
£75 Member discount. Member price: £2,920.
£125 Member discount. Member price: £3,560.
£125 Member discount. Member price: £3,850.
£125 Member discount. Member price: £4,035.
£25 Member discount. Member price: £1,675.
Example: pay over 10 years at £36.40 per month. Total cost: £4,467.45
Example: pay over 10 years at £41.24 per month. Total cost: £5,046.96
Example: pay over 10 years at £44.57 per month. Total cost: £5,447.10
Example: pay over 10 years at £46.69 per month. Total cost: £5,702.36
Example: pay over 3 years at £48.64 per month. Total cost: £1,850.09
Up to £850 towards third party fees. This could mean there might be more to pay if prices rise.
Up to £1,000 towards third party fees. This could mean there might be more to pay, but we guarantee to pay the cremation fee whatever the cost.
All third-party fees covered, including burial or cremation fees.
All third-party fees covered, including burial or cremation fees.
All third-party fees covered, including cremation fees.
Coffin
Basic coffin (view coffin)
Wood effect coffin (view coffin)
Wood effect coffin (view coffin)
Wood veneer coffin (view coffin)
Basic coffin (view coffin)
Visit private remembrance room
Visits within working hours, with pre-arranged appointment.
Visits within working hours, with pre-arranged appointment.
Visits any time of day with pre-arranged appointment.
Visits any time of day with pre-arranged appointment.
Not included
Limousine to take guests to service
Not included
Not included
One limousine. Seats 6.
Two limousines. Seats 12.
Not included
Date, time and location of service
Restricted date, time and location of funeral service
Restricted date, time and location of funeral service
Mutual agreement on date and time of funeral
Mutual agreement on date and time of funeral
No attended service. No choice of date, time or location.
Cortege (route to service)
Fixed route- the most direct route to the service from the funeral home
Fixed route- the most direct route to the service from the funeral home
Flexibility to choose the cortege route to the service, up to 20 miles
Flexibility to choose the cortege route to the service, up to 20 miles
Not included
Co-op Pallbearers
Family or friends carry the coffin or use the wheeled bier
Co-op personnel or family and friends can carry the coffin or use a wheeled bier
Co-op personnel or family and friends can carry the coffin or use a wheeled bier
Co-op personnel or family and friends can carry the coffin or use a wheeled bier
Not included
Photograph on canvas
Not included
Not included
Not included
Included
Not included
View plan details

Simple, Bronze, Silver and Gold plans include:

  • Choice of burial or cremation.

  • A hearse or suitable vehicle for the day of the funeral.

All our plans include:

  • A coffin.

  • Guidance and support from an experienced funeral director.

  • Collecting the person who has died within a 50-mile radius. Longer journeys arranged for an additional cost.

  • Care and preparation of the person who has died.

  • Removal of standard medical devices, for example, pacemakers.

  • A funeral wishes form for you to tell us any wishes you might have, such as music or flowers choices.

    If you choose a direct cremation, you can use this form to let people know what you want to happen with your ashes and how you want to be remembered.

  • A free call from our Funeral Bereavement Support Team offering bereavement support and help with any legal issues.

Not included in any of our plans:

  • Embalming.

    The price of embalming is £175. People are free to decide if they want to have someone embalmed or not.

  • Flowers.

  • Newspaper notices.

  • Alternative hearses.

  • Orders of service.

    These, and any other personal touches, can be added at the time of arranging the funeral.

Simple, Bronze, Silver and Gold plans include:

  • Choice of burial or cremation.

  • A hearse or suitable vehicle for the day of the funeral.

All our plans include:

  • A coffin.

  • Guidance and support from an experienced funeral director.

  • Collecting the person who has died within a 50-mile radius. Longer journeys arranged for an additional cost.

  • Care and preparation of the person who has died.

  • Removal of standard medical devices, for example, pacemakers.

  • A funeral wishes form for you to tell us any wishes you might have, such as music or flowers choices.

    If you choose a direct cremation, you can use this form to let people know what you want to happen with your ashes and how you want to be remembered.

  • A free call from our Funeral Bereavement Support Team offering bereavement support and help with any legal issues.

Not included in any of our plans:

  • Embalming.

    The price of embalming is £175. People are free to decide if they want to have someone embalmed or not.

  • Flowers.

  • Newspaper notices.

  • Alternative hearses.

  • Orders of service.

    These, and any other personal touches, can be added at the time of arranging the funeral.

Find your funeral plan

Use our interactive tool to find the funeral plan that may meet your needs.
  • Capped and guaranteed plans

    Capped plans: Simple and Bronze

    These plans include a capped amount towards third party fees.

    If the fees rise above the capped amount we give, the balance must be paid by the person arranging the funeral.

    The value of this capped contribution will rise in line with inflation each year.

    Guaranteed plans: Direct Cremation, Silver and Gold

    These plans guarantee that all third party fees will be paid, no matter how much they might rise in the future.

  • Third party fees

    Third party fees are charges for services not provided by a funeral director but that must be paid before the funeral can take place.

    We do not have control over these costs or how much they could rise in the future. For cremation these fees include:

    • cremation fees at a local crematorium
    • officiant’s fee to perform the service

    For burial these fees include:

    • burial or interment fee (single), gravedigger fee
    • officiant’s fees to conduct a service at a local cemetery chapel or church or at the graveside

    None of our funeral plans include the cost of buying a burial plot.

    What third party fees cost today

    We cannot predict what third party fees will cost in the future. Our funeral cost calculator can help you understand what they cost today.

  • Ways to pay

    You can pay for your funeral plan in 3 different ways:

    • one-off payment
    • spread cost over 6 or 12 months with no instalment charges
    • pay monthly over 2 to 25 years, or 2 to 5 years for a Direct Cremation plan - instalment charges apply

    With a Co-op Funeralcare plan, you can be confident that your money is protected and your funeral will be provided when the time comes.

Buy a plan or speak to someone

Online

If you're ready to buy online

On the phone

If you'd prefer to speak to someone call 0808 303 2076

In person

If you'd like to see someone face-to-face

Get a funeral plans brochure

We offer a choice of 5 award-winning funeral plans, so you can choose the one that’s right for you and your budget. Our brochure explains in detail what is and isn’t included in each plan, as well as the different payment options available.

Get a brochure Get a brochure

View all plans

Learn more about our range of funeral plans:

Direct Cremation

Simple

Bronze

Silver

Gold

Why choose Co-op

Questions and answers

You can cancel your plan at any time by calling us or filling in our online plan cancellation form.

If you choose to pay in full or you are paying by monthly payments over 6 or 12 months and cancel within 30 days of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 30 days, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

If you choose to pay by monthly instalments and you cancel within 12 months of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 12 months, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

Your funeral will be carried out by one of our funeral directors or one of the associated directors that we have a relationship with, such as other regional co-operatives. You may choose your funeral home when you buy your plan and we will confirm this to you within 30 days.

Co-op Funeral Plans Limited only covers funerals carried out in the UK. If you die elsewhere then we can help your family with arrangements to bring you back so that Funeral Services Limited can carry out your funeral in line with your wishes. There’s an extra cost for this.

View all our frequently asked questions